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SkienApp Store

Personal finance organizer for iPhone

Your month, organized.

See what you've spent this month and what's safe to spend. Keep budgets, bills and subscriptions in view, and track your net worth across your own accounts.

Download on theApp StoreTry the budget demo
  • No bank login needed
  • No ads, no tracking
  • Works without an account
Skien Subscriptions in dark mode: monthly and yearly totals, the bill calendar and the next payments
Skien Insights in dark mode: this month by category as a donut chart and six months of cash flow
Skien Home in light mode: spent in November against a monthly budget, a pace bar, safe amount per day and bills to come

Everything in one calm place

Built for the money you already have

Skien works with what you enter and what your iPhone passes to it. It doesn't connect to your bank and never moves money.

  • Spending this month, with pace

    One number at the top of Home: what's left to spend after the bills still to come. A pace line shows if you're ahead or behind, with a safe amount per day.

  • Budgets with rollover

    Set a budget per category and carry last month's unused amount forward. Going over never eats into next month, and your budget month can start on payday.

  • Subscriptions and bill reminders

    Skien spots repeating payments, shows what's due this week, flags price rises and missed payments, and reminds you before a renewal or free trial ends.

  • Apple Pay auto-log via Shortcuts

    Set up one Shortcuts automation and each Apple Pay payment lands in Skien with a clean shop name and the category you taught it.

  • Net worth across your accounts

    Add cards, cash, bank and savings accounts. Balances follow your transactions, with a chart of the last 12 month-ends. Transfers never count as spending.

  • Skii, levels and badges

    Skii grows as you go: 30 levels from Spark to Legend, with badges, skins and hats. XP comes from real use, and reaching the Summit adds two free months of Premium.

  • Friends and shared spaces

    Split shared costs with flatmates or a partner. Members only see what you split with them. Friends see your progress, and amounts only if you choose.

And the details that make it stick

  • Insights and a monthly recap card
  • Home and Lock Screen widgets
  • Siri and Shortcuts actions
  • Savings goals with round-ups
  • CSV and PDF import and export
  • Notifications with quiet hours

A look inside

Clear in light. Calm in dark.

Every amount is worked out from your transactions, so the numbers always add up. Screens show invented sample data.

Try it here

How much is safe to spend today?

Type in a month's income and what you've spent so far. Everything stays in this page: nothing is sent or saved.

Spent so far
Spent
€939.90
Left
€1,060.10

Safe per day

€55.79

for the 19 days left, today included

You've used 47% of your income, and 40% of the month has gone. That's ahead of pace.

  • Rent33%
  • Groceries9%
  • Transport2%
  • Eating out3%

In the app, Skien also counts the bills still to come before the month ends.

Privacy and security

Your numbers, on your terms

Skien is an organizer, not a bank. It works with what you type in or choose to pass to it.

  • No bank login, ever

    Skien never asks for your bank login or card details, doesn't connect to your bank and never moves money.

  • Works without an account

    Without an account, everything you enter stays on your iPhone.

  • EU servers when you sync

    Create an account to use Skien on another phone. Your data travels over encrypted connections to servers in the European Union.

  • Optional on-device encryption

    Turn on Encryption and your transactions, budgets and goals are encrypted on your iPhone before they're saved to your account, with a recovery key that only you hold.

  • Face ID and hidden amounts

    Lock Skien with Face ID, and show every amount as dots until you tap the eye on Home.

  • No ads, no tracking

    No advertising tools, no tracking across apps or websites, and your data is never sold.

You can delete your account in Settings at any time, and it's removed from our database straight away.

Read the privacy policyTerms of use

Pricing

Free to start. Premium when you want more.

Every new account gets 14 days of Premium, without payment details.

Free

€0

  • Transactions and categories
  • 3 category budgets
  • Subscriptions and the bill calendar
  • Skii and levels
14 days free

Premium

€2.99a month, or €24.99 a year

  • Unlimited budgets
  • Savings goals
  • Insights
  • CSV and PDF import and export
  • Home and Lock Screen widgets
  • Price-rise alerts

Billed through the App Store. Prices may differ by country and include VAT where it applies.

Coming soon to the App Store

Skien is getting ready for iPhone. The App Store link will appear here as soon as it's live.

Questions? Write to support@nordfunded.com